Good News! The government has recently came our with a new life insurance plan and a new pension scheme just for Nris (Non resident Indians). This scheme is very helpful and will allow you to save your money you earn abroad for your future. This new scheme for Indian expats is named Pension and Life Insurance Fund (PLIF).

This was meant to encourage those who are working abroad to save their money and use it later when they return to India and settle down in the future. Its also comes with a low-cost life in insurance coverage for natural death. The Nris, Pios & Ocis who are working abroad are very fond of this plan and it is in high demand. When you contribute at least Rs.1000 per year in this scheme, the government will also contribute Rs.1000 per year. Also, the MOIA will contribute to your scheme Rs.1000 per year for women enrolled and working abroad.

At least twenty percent of the workers abroad are women workers, so this plan will be very beneficial to them. In many countries, woman make a smaller income, so they could really use this scheme. This fund will be used to give these such workers. If you decide to contribute more than Rs.4000 per year, then the MOIA will contribute to your scheme Rs.1000 per year. This will provide coverage and social security for NRIs – Non Resident Indians.

Nris who are still citizens of India, but working and staying abroad are not able to enroll in the insurance schemes offered in those countries. These Nris are also excluded from the plans offered in India for residents here, so they are left with no choice but to have an investment plan for NRIs. Just to mention, all NRIs would need a PAN card to invest in such investment option.

This new scheme is projected to help over 5 million Nris around the globe. This is voluntary and it is not required for an Nri to enroll. Those enrolled will have to contribute money to their plan as well. It is a requirement. To be covered in this insurance scheme, you need to make sure that you were completely and legally cleared before you went abroad. Again, this plan serves as a way to save money for your future and as a life insurance plan for natural death.

You cannot be covered under any other scheme if you are going to enroll in this new one. When you return to India, your money will be waiting for you. This is a great way for you to get into the habit of saving your money for the future. You always need some security.

More information about how to make investments in this NRI pension scheme can be obtained by emailing us at: info@nriinvestindia.com

Again, PAN Number is must to invest in this scheme.!!

In order to apply for your replacement pan card if you have misplaced or lost your old pan card, then all you need to know if your own full name, father’s name, and your birthdate. You do not need a copy of your pan card, you can just simply open google and type “know your pan number” they click on the government website and fill out the form. Once you see your pan number, print this page and that is your pan proof document.

You can apply for a duplicate pan card by filling up the duplicate pan card form and filing it with any online broker. All of the other documents involved are the same as if you were applying for a new pan card. When filling up the form, make sure that your name, father’s name, and date of birth stay the same as they were the first time you filed for pan card. If there is any mismatch in information, your pan card process will be delayed by the government office.

How to find out old pan number?

Firstly you need to find your existing pan number by going to the income tax website. This website will give you your pan card number. If you do not have time for this, you can also find your pan card number on your tax returns that you have filed in the past, your credit card information, your bank accounts or demat account that you have opened, your pan card allotment letter, or by using your coupon number given to you when applying for it.

Here is how you go ahead and apply for a duplicate pan card:

Find the correct form it will be called a duplicate/correction form. You can find assistance when filing this form here: http://www.pancardnri.com/lost-pan-card.html

Applying for the duplicate pan card is very similar to the process when applying for a new one. For NRIs, the fee for a duplicate pan card is Rs.944 the same as a new application. You will need an ID proof, address proof, and new photos as well. You can also include the police FIR along with the application, but this is not required.

This article is written in order to inform you about the duplicate pan card process or lost pan card process. We can assist NRIs when applying for a duplicate pan card in India. You dont need an address proof in India and you never have to come to India.

If you Need a Correction in your existing PANcard, we can help you with that too. We have helped NRIs all over the globe when applying for a pan card correction. We help make changes in their names, father’s name, DOB, signature, photograph, and many other things.

Another thing that we can assist you with is getting your foreign address and NRI status updated with the government. Clients who fit in this category are those who have a pan card that they received while living in India, and are now living abroad and clients who have changed their address abroad.

Government processes for the pan card are usually very difficult, thats where we come in. Our advisers make this simple by providing their expertise to you. They can also file up the form for you, or anything you might have trouble with, they can help.

IF you are still unsure about the duplicate pan card process, then you should can simply write into us.
Or you can visit the same site and go to the apply now button and start your process where you will receive assistance the entire way through. You will first need to fill your form with all of the current information, then you will need to gather your documents for a duplicate or correction pan card, then you will need to mail it to our office, and we take care of the rest. We get everything submitted for you and follow up with it on your behalf.

We help you if you have lost your pan card, go ahead and start your process for applying for a duplicate pan card.

Thanks!
Team PanCardNri.com

ATTENTION: “NRIs, PIOs & OCIs


Final deadline to File Indian Taxes for the last 2 financial years
i.e. 2009-10 and 2010-11 is 31st March, 2012.

 

# Non-Residents must file taxes if:
1. You are generating income from India (bank accounts, rental income, etc).
2. Capital Gains accruing through real estate, stock market & other investments.
2. Taxes are with-held in excess of Income offered to tax.
3. To claim double taxation treaty benefits in countries like (US, UK, etc).
4. To become tax compliant as per Indian tax laws.
5. Get TDS refunds & other exemptions.

# Benefits of filing taxes in India:
1. It acts as a Standard Income proof (required at many places).
2. Speeds up various loan application process – mainly housing loans.
3. Helps you claim tax refund (TDS).
4. Improves your credit history.

We can PREPARE & FILE your NRI Taxes - EASILY & QUICKLY

>> CONTACT ME NOW if you Want to File returns OR have Questions.!

Sincerely,
Ms.Parul Agarwal
Chartered Accountant (NRI Services)
email: parul@nriinvestindia.com
or tax@nriinvestindia.com
VISIT: http://www.nriinvestindia.com/nri_tax_on_investments.htm

Do you ask yourself: How can I verify my pan number? Then this article is a must read for you. Doing a pan number verification is always difficult but verifying a pan is definitely not impossible.

Verify & Apply for a PAN: www.pancardnri.com

Once you have verified your pan number and wish to apply for a duplicate pan card OR a new pan card then the whole NRI applying process is very easy and we are here to help you.

Need a PAN card? Ever thought of applying for it online? Well, my friend, if you haven’t, welcome to the advanced and all new avatar of the Indian bureaucracy. They have brought the entire procedure online so we can easily take advantage of it, rather than going through messy procedures of lining up in the Sun, being at the receiving end of barbs from government officials and bribing people unnecessarily.

What is a Pan Card Number?

But before you apply for the PAN number, you need to know what it is exactly. The Pan or the Permanent Account Number is issued to every citizen of India who applies for the same and is actually used as a means of identification. This is issued by the Government of India, or rather the Income Tax Department and is basically a means for tracking financial activity.

Everyone who needs to conduct financial transactions which are equal to or above the sum of fifty thousand rupees needs to furnish their Pan card. This is really important. The government uses this to find out how much of tax has been generated by the country, which citizens have paid all their dues, who has not and the like. Basically, it is issued for the convenience of both the government and citizens.

This card is really important as is obvious and if you shift base or if there is a change in your marital status and other changes, it is best to keep the card updated so that it reflects these changes. The Tax Information Network (TIN) which is basically a body under the NSDL (National Securities Depository limited) provides the services for the same.

How can I apply for a pan number online?

You can apply for a change of your Pan number online since the NRI pan form is available on the internet itself and it is free of charge. However, one needs to pay a processing fee of nine hundred and nighty four rupees, exclusive of tax for this service. You will be able to submit the form online and as proof of this, you will be furnished with an acknowledgement form which contains a unique fifteen digit number.

After filling in the requisite details the acknowledgement form that you get needs to be dispatched. Add the supporting documents which will carry the weight age for the changes you have sanctioned in your card. Address these documents to the NSDL, UTI or a PAN broker office in India.

Note that the online form will ask for all the basic details in your old Pan card and all the points which you want to change need to be checked in the boxes accordingly, in the event that you would like to change your old Pan Card details, rather than apply for a Pan card.

Indian citizens need to pay just ninety four rupees and NRIs need to pay seven hundred and forty four rupees for this service. The mode of payment is flexible. You can use Demand Drafts, cheques or even credit cards.

The tracking number in the acknowledgement form can be used to check out the status of your application from time to time. This is very useful because you will be aware of how much time it will take for you to receive the new Pan card and can therefore take care of your financial transactions accordingly. You can track the movements online. This will definitely be a big plus.

Finally, you will receive the new Pan Card number wherever you are. It is generally delivered by post within a period of fifteen days if you are a non resident Indian and based abroad. Don’t neglect this; it is an important process, for every Indian!

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