⭐⭐⭐⭐⭐Trusted By Canadian NRIs Since 2007
⭐⭐⭐⭐⭐Trusted By Canadian NRIs Since 2007
Apply for an Indian PAN card online from Canada with PanCardNri.com. Whether you hold an Indian passport, a Canadian/foreign passport, an OCI card, or run a business with ties to India, you can apply for a permanent account number (PAN) and get it delivered to your doorstep anywhere in Canada.
Serving the 2 million+ strong Indian community across Ontario, British Columbia, Alberta, and all other provinces.
A Permanent Account Number (PAN) is a 10-character alphanumeric identifier issued by the Income Tax Department of India. It serves as your financial identity for all tax-related and high-value transactions in India. If you live in Canada and have any financial connection to India, you almost certainly need one.
You hold an Indian passport and live in Canada on a work permit, PR, or any long-term visa. You need PAN for: selling or buying property in India, opening or maintaining NRE/NRO bank accounts, filing Indian income tax returns, investing in mutual funds or stocks, and receiving salary or pension from India.
You hold a Canadian passport (or another foreign passport) and have an OCI or PIO card. You need PAN for: property transactions, Indian bank accounts (KYC requirement), investment in Indian markets, claiming TDS refunds, and filing returns on rental income or capital gains earned in India.
You are a Canadian citizen or foreign national without OCI — perhaps a spouse of an Indian-origin person, or a business professional. You need PAN if you: earn any taxable income in India, own Indian property, have Indian investments, or your employer deducts TDS on Indian-source payments.
Your Canadian company, LLP, partnership, or trust receives payments from India, or does business in India. PAN is required for: TDS deduction and refund claims, setting up a subsidiary or liaison office, invoicing Indian clients, property transactions, and GST registration in India.
If you already had a PAN card while living in India and have now moved to Canada, you do not need a new PAN — your existing PAN remains valid for life. However, you should take these steps to ensure your records are updated correctly:
Change your communication address on PAN records to your Canadian address. This ensures your physical PAN card and official correspondence reach you.
Request a change of your Assessing Officer (AO) code to International Taxation. This correctly reflects your NRI status in Income Tax Department records.
Convert your Indian resident savings accounts to NRO accounts and inform your bank of your NRI status. PAN linked to these accounts ensures correct TDS treatment.
We handle PAN corrections and reprints from Canada at the same fee. If you need to update your address, name, photo, or AO code — get started here.
The form you use depends on your passport and citizenship — not where you live. Click your situation below to find out.
Work permit, PR, student visa, or any long-term stay.
You are a foreign citizen with Overseas Citizen of India status.
Spouse, business professional, or any foreign national.
Your entity is incorporated or registered in Canada.
Application Form: Form 49A (same as Indian citizens, with International Taxation AO code)
Application Form: Form 49AA (for foreign citizens)
Application Form: Form 49AA
Application Form: Form 49AA (entity category: Company / Firm / LLP / Trust)
Fill out our online form with your details. Select your applicant type (NRI / OCI / Business Entity). Upload scanned copies of your documents. Pay the fee of CAD $70 — this is all-inclusive.
Print the application form we send you, paste your photographs, sign it, and mail the signed documents to our India office. We handle submission to PAN authorities and liaise on your behalf if any queries arise.
Once allotted, you receive your Electronic PAN by email (accepted by banks and for property registrations in India). Your physical PAN card is then dispatched to your Canadian address via International Speed Post.
You can apply for a PAN card on your own through the two government-authorized portals. Here is how the process works:
Option A — Protean eGov Technologies (formerly NSDL): Visit their website, select Form 49A or 49AA depending on your citizenship, fill in your details with the correct International Taxation AO code, upload documents, pay the government fee (approximately ₹1,011 for international dispatch), and submit. You then need to mail your signed physical form and documents to their Pune processing centre.
Option B — UTIITSL : Similar process through UTIITSL's portal, with document submission to their processing centres in Mumbai, Chennai, New Delhi, or Kolkata.
| Feature | DIY (Government Portal) | PanCardNri.com |
|---|---|---|
| Cost | ~₹1,011 (govt fee + intl. dispatch) | CAD $70 all-inclusive |
| Pre-submission document review | ✗ None | ✓ Full review before submission |
| Form filling assistance | ✗ You handle it | ✓ We fill the government form for you |
| AO code & technical details | ✗ Figure out yourself | ✓ Handled by our team |
| Rejection handling | ✗ Reapply yourself | ✓ We fix and resubmit at no extra cost |
| Tracking & status updates | Basic online tracking | Dedicated tracking + email updates |
| Customer support | ✗ No overseas support | ✓ Dedicated support for Canada applicants |
| Physical card delivery | You manage international courier | Included in fee — shipped to your Canadian address |
Applying for multiple family members? Additional applicants get a 25% discount.
Most third-party PAN card services charge CAD $100–$140 for the same service. We keep our fees low because we process high volumes and operate our India office directly.
This is one of the most confusing areas for Canada-based applicants, and the rules changed significantly in 2024. Here is the current position:
Self-attested copies of your Indian passport and address proof are sufficient. No notarization, apostille, or consular attestation is needed. This is the simplest category.
If you hold a valid OCI card, self-attested copies of your passport and OCI card are accepted — no notarization needed. If your OCI card is expired or unavailable, your passport copy must be notarized by a Canadian Notary Public.
Your passport copy must be either notarized by a Notary Public in Canada or apostilled through Global Affairs Canada. With the Hague Convention in effect, an apostilled document does not need further consular attestation.
Your Certificate of Incorporation must be apostilled by Global Affairs Canada or the relevant provincial competent authority. Once apostilled, no attestation from the Indian High Commission or any BLS centre is required. This is a significant simplification over the pre-2024 process.
For detailed attestation procedures, see the official page of the High Commission of India, Ottawa. For India-side apostille information, visit the Ministry of External Affairs apostille page.
The India-Canada Double Taxation Avoidance Agreement (DTAA), effective since 6 May 1997, prevents NRIs in Canada from paying tax twice on the same income. A valid PAN is essential to claim these benefits. Without PAN, you face significantly higher tax deductions in India.
Without DTAA benefit: TDS at 30% + surcharge/cess. With DTAA benefit (PAN + TRC + Form 10F): TDS capped at 15% under Article 11 of the India-Canada DTAA.
Dividends from Indian companies are taxed at 20% for NRIs under domestic law. The DTAA caps this at 25% for individuals (India's lower domestic rate of 20% applies). Canada also taxes this income and provides a Foreign Tax Credit.
Both India and Canada can tax capital gains from Indian assets under the DTAA. In Canada, only 50% of realized capital gains are taxable. You can claim a Foreign Tax Credit in Canada for tax paid in India on these gains.
Selling property in India and sending money to Canada? You need PAN for the sale itself, and Form 15CA/CB (signed by a Chartered Accountant) to repatriate the funds. Without PAN, the buyer cannot process TDS correctly.
Canadian tax residents with foreign assets (including Indian bank accounts, property, or investments) worth over CAD $100,000 at any point during the year must file Form T1135 with the CRA. Your PAN-linked Indian accounts and assets fall under this reporting requirement.
Any Canadian business entity that earns income from India, receives payments from Indian counterparts, or conducts financial transactions in India is required to have a PAN. This applies to private companies, public companies, partnerships, LLPs, trusts, and sole proprietors.
If your Canadian company invoices an Indian client, the payer in India will deduct TDS (Tax Deducted at Source) before making the payment. Your company's PAN number must be quoted for this TDS deduction. Without PAN, TDS is deducted at a higher rate under Section 206AA of the Indian Income Tax Act. The company may subsequently need to claim a TDS refund by filing returns with the Income Tax Department — which requires a valid PAN.
Other scenarios where a Canadian entity needs PAN include: setting up a subsidiary, branch office, or liaison office in India; purchasing or selling property in India; opening a business bank account in India; obtaining GST registration for goods/services supplied in India; and investing in Indian securities or mutual funds.
Canadian businesses use Form 49AA and submit their Certificate of Incorporation (apostilled by Global Affairs Canada or the provincial authority), proof of registered address, a board resolution or authorization letter naming the authorized signatory, and a copy of the signatory's passport or government ID.
We handle PAN applications for Canadian business entities at the same process and fee structure. Contact us to get started.
Canada is home to over 188,000 Indian students and receives tens of thousands of new Indian immigrants each year through Express Entry, Provincial Nominee Programs, and other pathways. If you are an Indian student or recent immigrant in Canada, getting a PAN card now — even before you have immediate financial activity in India — can save you significant time and hassle later.
Many Indian students and new immigrants transition over time from student or work permit to Permanent Residency and eventually to Canadian citizenship. At each stage, financial needs in India evolve — you may need to manage family property, receive inheritance, open an NRO account for Indian income, or invest in Indian markets. Having a PAN card already in place removes a common bottleneck from these processes.
If you hold an Indian passport (which most students and recent immigrants do), the process is straightforward: you use Form 49A with self-attested documents. No Aadhaar is needed. Your Canadian student address is accepted as your communication address on the PAN application.
Short answer: Aadhaar is not required to apply for a PAN card from Canada. The Aadhaar-based instant PAN process is available only for Indian residents with an Aadhaar number linked to an Indian mobile number. NRIs and foreign citizens apply through the standard Form 49A/49AA process, which does not require Aadhaar at any stage.
Regarding PAN-Aadhaar linking: under current rules, NRIs are exempt from the mandatory PAN-Aadhaar linking requirement that applies to resident Indians. If you already have both a PAN and an Aadhaar, linking them is not mandatory for NRIs — your PAN will remain active and valid without linking.
Already have a PAN but need to update your details or get a replacement card? Common scenarios for Canada-based applicants include:
Change your registered address from your old Indian address to your current Canadian address. This ensures all future communications and PAN card deliveries reach you in Canada.
Update your name after marriage, or correct a spelling mismatch between your PAN and passport. Name consistency is critical for bank KYC and property transactions.
If your PAN card has an outdated or damaged photo, you can request a reprint with a current photograph.
If you moved abroad but your PAN still shows a domestic AO code, update it to International Taxation. This ensures your tax assessment is handled by the correct department.
Correction and reprint requests are submitted through the same PROTEAN or UTIITSL portals. We handle the entire correction process for you at the same service fee. Request a correction here.
BLS International handles outsourced consular services including visa, passport, and attestation on behalf of Indian missions in Canada. Centres are located in Ottawa, Toronto, Brampton, Montreal, and Winnipeg.
Using Form 49A when you hold a Canadian or foreign passport (should be 49AA), or using 49AA when you hold an Indian passport (should be 49A).
Name on the application form not matching exactly with your passport. Even minor differences in spelling, initials, or middle name cause rejection.
Photos must be 35mm × 45mm, colour, white background, front-facing. Dark, blurry, or incorrectly sized photos are a common reason for rejection.
NRIs must use the International Taxation AO code, not a domestic one. Incorrect AO codes lead to application being stuck in processing.
Your passport must be valid at the time of application. An expired Indian passport cannot be used as identity proof for PAN.
Using your old Indian address instead of your current Canadian address. The PAN card will be shipped to the address on the form — make sure it is your Canadian address.
When you apply through PanCardNri.com, we check for all of these issues before your application is submitted to the government portal. This is why our rejection-proof guarantee works — most rejections are caused by avoidable errors that a pre-submission review catches.
Trusted by NRIs across Ontario, British Columbia, Alberta, and every province. Rejection-proof guarantee. Dedicated support for Canada-based applicants.
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