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Apply PAN Card from the USA With Ease

We provide a fast-track PAN application service to NRIs, foreign & U.S. citizens, OCI holders, and entities in the United States of America to apply for an Indian PAN number.

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Rated 4.9/5 With 1000+ Reviews, Since 2007

  All application types

Apply for new, get duplicate, changes, corrections

  Minimum documents

Aadhaar, India address, notarization - not needed

  Step by step guidance

We handle your entire case from start to finish

  e-PAN & printed card

Get e-PAN in email & printed PAN card via post

What is a PAN card?

Issued by the Indian Income Tax Department, a PAN card is a plastic card featuring a unique ten-digit alphanumeric code that identifies you within India’s financial system. For Non-residents and Indian diaspora living in the USA, this small card holds significant importance, serving as a powerful financial tool.

You can think of it as an identity proof, quite similar to the Social Security Number (SSN) used in America. Just as the SSN tracks a person's financial activity in the U.S., the PAN enables similar tracking in India, linking individuals and organizations to financial transactions and ensuring compliance with national regulations.

PAN Card

Why is a PAN number important for NRIs?

Well, if you have investments in India like property, stocks, mutual funds, bank accounts, or even plan to start a business in India, or send money between India and the United States, or plan claiming back taxes/TDS, a PAN is essential. 

Think of it as your passport to seamless financial transactions in India. Without a PAN, you might face higher taxes, unnecessary delays, or complications in your dealings.

In a nutshell, a permanent account number isn’t just a formality for non-residents (including international entities)—it’s the key to keeping your financial life smooth, secure, and stress-free when dealing financial matters in India.

Is it compulsory?

Anyone, including NRIs, foreign nationals, or companies, needs a Permanent Account Number for certain financial and investment activities in India. You need it to open a bank account, file taxes, send money, and invest in stocks or property. It’s also required if you earn taxable income, buy expensive items (like jewelry), make big cash deposits, or receive rental income; and much more.

A PAN makes these tasks easier and helps you follow India’s tax rules. So, the simple answer is yes—a PAN card for NRI is mandatory.

How The PAN Application Process Works?

step 1

Start by getting the right application form, easy instructions and our complete assistance

step 2

Fill out the forms and send it to us. We then provide you the tracking details and regular updates

step 3

Finally you will get your e-PAN in your email and the physical hardcopy via post. It's that simple

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Applicant Categories We Assist:

Below are the applicant categories that we assist in the United States. Whether you need a new PAN (a completely fresh application) because you never applied before, or require corrections or changes in your existing details, we are here to help. Additionally, if you have lost or damaged your PAN, you can apply for a duplicate copy (reprint) and have it reissued to your U.S. or India address, as per your preference.

NRIs holding an Indian passport

If you are a non-resident Indian (NRI) who holds an Indian passport, you are still required to have a permanent account number for various financial and tax-related matters in India. Having a PAN is essential for investments, property transactions, tax compliance, and many other related matters in India, even if you reside in the U.S.

American/Foreign Citizens with OCI

If you are a foreign national residing in the United States and hold an OCI card (Overseas Citizen of India status), you can apply for a PAN to manage investments, banking transactions, tax filings, or property-related matters in India. PAN is required even if you don’t earn income in India but have assets, financial dealings, or business ties.

U.S./Foreign Citizens Without OCI

If you are a U.S. citizen (American national) or any other foreign passport holder who does not have OCI status, you can still apply for a PAN if you have financial interests in India. Whether you are earning rental income, investing in stocks or mutual funds, starting a business, or required to file taxes in India, a PANcard is mandatory.

Entities/Organizations Registered in USA

It is mandatory for entities (companies, businesses, trusts, etc.) registered in the United States to furnish a PAN number to conduct financial transactions, carry investments, banking, taxation, or any kind of business dealings in India, with or without a permanent establishment (PE).

Hindu Undivided Family PAN - HUFs

A Hindu Undivided Family (HUF) can apply for a permanent account number in the name of the family, with the Karta (head of the family) as the authorized signatory. A PAN for HUF is essential for filing taxes, managing ancestral property, and handling financial matters under the family’s name.

Minors - Children Below 18 years of age

If your child is under 18 and holds an Indian, U.S., or any other foreign passport, you can apply for a PAN on their behalf. It is mandatory for the minor also to make investments in India, opening a bank account, handling inheritance matters, etc. Plus, it serves as an identity document to establish the minor's connection to their Indian roots

Types of PAN Applications We Process

We assist with different types of PAN applications, depending on your nationality, passport type, or entity status. Whether you need a new PAN, want to update incorrect details, or require a duplicate copy, we streamline the process for NRIs, foreign nationals, and U.S.-registered entities. Below are the application types we handle:

49A Form – New PAN for an NRI Holding an Indian Passport

NRIs who hold an Indian passport must apply for their permanent account number using Form 49A. This applies regardless of whether you reside in the United States or any other country. A PAN is necessary for investments, tax compliance, property transactions, and financial operations in India. Our team ensures a hassle-free Form 49A submission, guiding you through the process from start to finish.

49AA Form – New PAN for a U.S. or Foreign Citizen & Entity

Foreign nationals, including American citizens, and entities incorporated outside India are required to file Form 49AA for their PAN registration. This form is applicable whether you hold an OCI card or not or if your business operates globally without an Indian branch. A PAN is mandatory for investments, tax filings, and business activities in India, and we provide full support in filing Form 49AA for individuals and organizations alike.

CSF Form – Request for Changes or Corrections in PAN Data

For those who already possess a PAN but need updates, the CSF Form (Change or Correction Form) must be submitted. This form is applicable to Indian citizens, foreign passport holders, and overseas businesses looking to modify existing details, such as name, address, date of birth, or company information. Additionally, if your PAN card has been lost or damaged, this form allows you to get a duplicate copy reprinted.

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What are the benefits of having a PAN card?

Here are the key benefits of having a PAN number:

  1. Investing in India – Required for stocks, mutual funds, bonds, and real estate investments, including KYC compliance.
  2. Tax Filing & Compliance – Needed to file tax returns, claim refunds, and avoid high TDS on Indian income (rent, interest, dividends, capital gains).
  3. Opening a Bank Account – Required for NRE/NRO accounts and KYC verification.
  4. Buying/Selling Property – Mandatory for property transactions, registration, and capital gains tax.
  5. Starting a Business – Needed to register a company, become a director, or get GST registration.
  6. Conducting any kind of financial transaction in India – Required for buying cars, getting rental income, and many other financial dealings.
  7. Avoiding Higher TDS – Without a PAN, higher tax rates apply on investments and property sales.
  8. Legal Compliance – Simplifies financial transactions and tax obligations in India.

In totality, having a PAN makes investing, earning, and managing finances in India easier while ensuring tax compliance.

How to apply for a PAN card from the USA?

If you are a U.S. resident, or an organization needing a PAN, applying from the USA is a pretty straight forward process. 

A request for the issuance of a 'permanent account number' can be filed using Form 49A (for Indian citizens or NRIs holding an Indian passport) or Form 49AA (for foreign citizens and OCI cardholders). For any applicant category, changes or updates can be requested using the CSF form (Correction or Change in PAN Data).

how to apply pan from U.S.

You can file these above mentioned forms through either of the 2 main government agencies, UTITSL or Protean, or use an independent agency like us, where we streamline the process by guiding you through each step and managing your application from start to finish until you successfully receive your PAN. ​The application process is available both online and offline, with the online option being the preferred choice for NRIs worldwide. You can find the complete details for both online and offline procedures right here.

Here is a snapshot of the overall process:

  1. Start by getting the correct  NRI PAN application form, or visit either the UTITSL or Protean website.
  2. Fill Out the Application: Select the correct form (49A for Indian citizens, 49AA for foreign citizens (including OCI cardholders), or CSF for corrections or changes). Enter your details carefully, including your U.S. address.
  3. Upload Documents: Proof of Identity (e.g., passport), Proof of Address (e.g., utility bill or bank statement from the U.S.), and a Date of birth proof.
  4. Recent Passport-sized Photo
  5. Pay the Fee: Pay online in USD or INR.
  6. Submit and Track: Submit your application and use the acknowledgment number to track its status online.

 Benefits Of Using Our Agency Services!

All Types Of Application Categories

Whether you need a new PAN, duplicate, corrections, or changes we can assist. We offer all sorts of application processing like the form 49A, 49AA, and CSF for NRI individuals, minors, companies, HUFs, and trusts.

Guided Support from Start to Finish

Our expert handles your case from start to end, while giving you step-by-step help through phone, email, or WhatsApp. We also provide pre-filled forms, samples, and easy instructions, so you never feel lost during the application process.

Complete Verification To Avoid Rejection

We review your application and supporting documents to prevent rejection of your case by the government. Our experts guide you so you fill out everything correctly the first time, saving you from delays and extra work.

Simplifying with Minimal Documentation

We keep things simple by asking for few documents. You don’t need Aadhaar, an Indian address, or notarized copies. Plus there’s no need for even Indian consulate attestation, making the process quick and stress-free.

Ensuring Secure Information And Data

Your privacy and data matters to us. Thus, we only share your information with official agencies like UTITSL and PROTEN. With our strict policy and 256-bit SSL encryption for payments, your financial data stays safe.

Receive Both e-PAN and Physical Card

You will get a e-PAN (electronic version) in your email and a physical card too, shipped to any address worldwide—India, the USA, or elsewhere—so you can always adhere to Indian government's compliances.

Apply PAN Card From The U.S. Today!

IT'S FAST, EASY AND SECURE

 All kinds of cases

Apply for a new, duplicate, changes, corrections, business, minor or HUF.

 Step by step help

Our team handles your case from start to end till you successfully get your card.

 Minimum documents

No originals required. Simply send photocopies of your supporting documents.

 Aadhaar not needed

Apply with or without a aadhaar card (UID).

 No notarization

No need for Indian embassy attestation or notary.

 Recei​ve anywhere

Get your PAN card anywhere in the U.S. or India.

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Frequently Asked Questions (FAQs):

If you do not see your question below, then please contact us.

Who is eligible for a PAN number?

In general, any individual or entity (be it resident, non resident, alien or foreign) engaged in economic, investing or financial activities in India is eligible to file an application for it. Any individual or entity residing in or outside India is eligible to obtain a PAN number, also known as a NRI PAN card. These may include: Indian citizens, non-resident Indians, foreign citizens, Hindu undivided families (HUFs), companies, LLCs, S Corp, incorporations, trusts, LLPs, firms, associations of persons (AOPs), body of individuals (BOIs), local authorities, artificial judicial persons, cooperative societies, government agencies, and other organizations. However, there are some restrictions on certain nationalities, like Pakistan, Bangladesh, and a few more, for obtaining a PAN number.

Is PAN and Aadhar card the same?

No. They are not certainly not the same. A 'PAN' is more of an identity proof to track an individuals tax status, whereas an Aadhaar card is both an Identity proof, as well as a proof of address. Basically, an Aadhaar Card is a unique identifying number (UID) given by the Unique Identification Authority of India (UIDAI). Through this, the government aims to establish a database with information on every registered Indian citizen. It collects a person's photograph, fingerprints, and facial scans in addition to their personal information. It is quite simple to identify an individual using this information system by simply cross-referencing their data with the data in the government system.However, on the other hand; a permanent account number (PAN) is used to track and identify every financial transaction made by an individual. It is issued by the Income Tax Department of India, which is closely monitored by the CBDT, or the Central Board for Direct Taxes. A PAN's most crucial function is to ensure that every citizen fulfills their tax obligation.

What is equivalent to a PAN card in the USA?

In the United States of America, a Social Security Number (SSN) can be considered equal to an Indian PAN number.
It is a nine-digit number provided by the Social Security Administration (SSA) to all US citizens, permanent residents, and temporary (working) residents. The SSN is used for tracking an individual's income and assets for taxes purposes, among other things. Furthermore, the SSN is also used as a unique identity when applying for government benefits such as Social Security or Medicare.

Whereas, a PAN card is issued by the Indian tax department, in a form of a plastic card (laminated) with a 10-digit number that consists of alphabets and numbers that are unique to the individual to whom it is assigned. 

The main aim of a "PAN" is to track and keep records of financial and investment related transactions of individuals and entities that apply for it.

How long does it take for the application (49a or 49aa) to be processed? 

As this is a government process, guaranteeing a timeline is difficult. However from our past experience, we can say that the electronic PAN number (e-PAN) comes in about 24 to 48 hours, whereas the actual printed card comes via post in about 2-4 weeks.

How to pay for a PAN card from the USA?

You can use any international or a US issued credit or debit card to pay for your PAN application fee on our portal right here, or through the official website of the Income Tax Department of India. Alternatively, if you are presently in India, you may visit any bank to get a demand draft made, which should be payable to the "Income Tax Department," and send it to the designated PAN center along with your PAN application form.

How to download a PAN card online?

Yes. You can very much download the copy of the digital PANcard, also known as a e-PAN. You can do this in 2 ways:
By going on to the UTI website's tracking URL. And there you enter your coupon number, also known as an acknowledgement number. If you are using our services, then we provide this number to you.
Secondly, by downloading the e-PAN's pdf copy right from the email that you will receive from the income tax department of India. This email generally comes to you in about 3 to 5 days, once a PAN number is issued to you. So kindly check the email address which you entered in your application form, as this is where all the communication from the government will reach to you.

How long does it take to get a PAN card in the USA?

It usually takes 2 to 5 days for your NRI PAN application to be processed. If you're located in the U.S., the delivery of the physical PAN card through post generally takes 20-45 days after your application is accepted by the government's office. 

Here’s a quick breakdown of the processing timeline:
 
For Indian residents: 
If using an Aadhaar card and a digital signature (DSC), the PAN is often generated instantly, sometimes within 2 hours.
Without a DSC, it typically takes about 15 working days for the PAN card to be delivered via post if all documents are correct.

For NRIs or foreign citizens (without DSC): 
e-PAN (electronic PAN number) is generated within 2-5 days.
Physical PAN card delivery takes around 20-45 working days.
Delays may occur if there are discrepancies or missing information in the application.

To avoid delays, make sure your application is complete, accurate, and accompanied by the necessary documents. If you’ve already applied, you can track the status of your application on the official websites of the Income Tax Department of India, UTIITSL, or NSDL. This will help you stay updated on the progress and estimated delivery time.

Ask your specific NRI questions here.

What is a NRI PAN card?

An NRI PAN card is basically the same as a regular PAN card, which is given to everyone. There is no difference between a normal PAN, and PAN cards issued to NRIs. It’s the same Permanent Account Number (PAN) card issued by the Income Tax Department of India, but it’s meant for Non-Resident Indians (NRIs), foreign citizens, and international organizations. It works the same way as a unique ID number for financial and tax-related transactions in India, just like it does for people living in India. The term "NRI PAN card" has become popular in recent years, but from the government’s view, there’s no special card called the NRI PAN card. However, the process, forms, and fees are different for NRIs and foreign nationals. Thus, to make things simpler, many people call it an NRI PAN card, and the process is often referred to as an NRI PAN application.

Is ePAN a valid document?

Yes. Now ePAN is a valid form of a 'permanent account number'. To be precise, following the amendments to clause (c) in the explanation occurring after subsection (8) of Section 139A of the Income Tax Act, 1961 and sub-rule (6) of Rule 114 of the Income Tax Rules, 1962, electronically issued and digitally signed e-PAN is now a valid mode of issue of Permanent Account Number. You can read the PAN validity annexure here . Also to mention, that the e-PAN has an improved QR code for offline PAN verification. This improved QR code provides the PAN holders' demographic (Name, DOB, Father's Name) and biometric (scanned photo and signature) information. Additionally, the Android version of "PAN QR Code Reader" on Google's "Play store" can be downloaded on any Android phone to access better QR code information.

Is e-PAN and physical card same?

An e-PAN is an electronic version of the Permanent Account Number (PAN) card, which is a tax-related identification number issued by the Income Tax Department of India to people and companies. An e-PAN card is a digital counterpart of a physical PAN card that carries the same information. An e-PAN card can be obtained through the Income Tax Department of India's e-filing portal and downloaded and printed for use. The e-PAN card is a legal document that can be used for any reason that a PAN card can be used for. Please keep in mind that some businesses or institutions may not accept the e-PAN card as a valid document and may instead require a physical PAN card. In such circumstances, you can request a physical copy of your PAN card, which will be mailed to you.

What documents are needed to obtain a PAN number?

The documents vary based on the applicant's category (e.g., NRI, foreign citizen) and type of entity (individual, company, etc.). Below is a general guide for individual applicants:

For NRIs (Non-Resident Indians):
1. Proof of Identity (POI): Passport, Voter ID, Aadhaar card, Driving license, or any government-issued ID.

2. Proof of Address (POA): Passport, Voter ID, Aadhaar card, Driving license, or any government-issued proof.

3. Proof of Date of Birth (DOB): Birth certificate, Passport, or any government-issued ID.

4. Photograph: Passport-size photograph.

For Foreign Citizens (including OCI or US Passport Holders):
1. Proof of Identity (POI): Passport or any government-issued ID proof.

2. Proof of Address (POA): Passport or any government-issued proof of address.

3. Proof of Date of Birth (DOB): Birth certificate, Passport, or any government-issued ID.

4. Photograph: A passport size photo would be needed too.

Additional Notes:
NRIs and foreign citizens may need extra documents for POI and POA.
In some cases, documents might require apostille or attestation by the Indian embassy.

For Entities (e.g., Companies, Partnerships, LLPs, Trusts): 
Different documents are required based on the entity type (Company, LLC, HUF, etc.).Tip: Visit the official Income Tax Department website or your service provider's PAN page for detailed guidelines.

What are the PAN card photo dimensions and other requirements?

The photograph for a Permanent Account Number (PAN) card should meet the following requirements:
The photograph should be a recent passport-style color photograph, taken against a light-colored, plain background.
The photograph should be 2 inches x 2 inches (51mm x 51mm) in size.
The photograph should show the applicant's full face, with the head centered in the frame and taken in a neutral expression with both eyes open.
The photograph should be taken with a clear and high-resolution image, with no reflections, shadows or glare.
The photograph should be in JPEG format and should not exceed 40 KB in file size.
Please ensure the photograph meets the above requirements, as a photograph that does not meet these standards may result in the rejection of your application.

Is e-PAN free of cost?

No. The e-PAN is not free and you receive at your email address mentioned in the PAN form, once your application is successfully processed by the government department.
If you want a physical copy of your PAN card, you can order it too. As of our knowledge cutoff (Until January 2023) the fee (processing + dispatch) for a physical PAN card for Indian residents is Rs.93.
 And for NRIs and foreign citizens, seeking the delivery abroad is Rs.864. The fee quoted does not include goods and service tax and delivery charges.
Please note that these fees may change over time, and it's better to check the official website of the Income Tax Department of India or UTIITSL or NSDL for the most up-to-date information, as well as any other requirements.

Sources:

(1) https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html
(2) https://www.pan.utiitsl.com
(3) https://incometaxindia.gov.in/Pages/tax-services/apply-for-pan.aspx
(4) https://www.indiainnewyork.gov.in/index.php/pages?id=WEEvaENpL3VyK3BxTER3cTFYYVJqUT09&subid=cmdoMVhCcHJ0OTArcExPSlREWnFUUT09

What all cities in America do you offer your services in?

We have clients across The United States, however we have the most number of our customers in cities like ​Edison, Chatham, New York City, San Francisco, Baltimore, Philadelphia, Boston, Atlanta, Chicago, Miami, Indianapolis, Milwaukee, Dallas–Fort Worth, Houston, Greater Orlando, Phoenix, Detroit, Pittsburgh Region, Los Angeles, Minneapolis–Saint Paul, San Diego, Charlotte, Denver, Columbus, Cincinnati, San Antonio, Tampa Bay, Greater St. Louis, Las Vegas, Seattle, Reno, San Jose, Fremont, Sunnyvale, Austin, Plano.