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 Updated For New PAN Forms 93, 94, 95 and 96

Apply PAN Card from the USA With Ease

We provide a fast-track PAN application service to NRIs, foreign & U.S. citizens, OCI holders, and entities in the United States of America to apply for an Indian PAN number.

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Rated 4.9/5 With 1000+ Reviews, Since 2007

  All application types

Apply for new, get duplicate, changes, corrections

  Minimum documents

Aadhaar, India address, notarization - not needed

  Step by step guidance

We handle your entire case from start to finish

  e-PAN & printed card

Get e-PAN in email & printed PAN card via post

What is a PAN card?

Issued by the Indian Income Tax Department of India, a PAN card is a plastic card featuring a unique ten-digit alphanumeric code that identifies you within India’s financial system. For Non-residents and Indian diaspora living in the USA, this small card holds significant importance, serving as a powerful financial tool.

You can think of it as an identity proof, quite similar to the Social Security Number (SSN) used in the USA. Just as the SSN tracks a person's financial activity in the United States., the PAN enables similar tracking in India, linking individuals and organizations to financial transactions and ensuring compliance with national regulations.

PAN Card

Why is a PAN number important for NRIs?

Well, if you have investments in India like property, stocks, mutual funds, bank accounts, or even plan to start a business in India, or send money between India and the United States of America, or plan claiming back taxes/TDS, a PAN is essential. 

Think of it as your passport to seamless financial transactions in India. Without a permanent account number, you might face higher taxes, unnecessary delays, or complications in your dealings.

In a nutshell, a permanent account number isn’t just a formality for non-residents (including international entities)—it’s the key to keeping your financial life smooth, secure, and stress-free when dealing financial matters in India.

Is PAN compulsory?

Anyone, including NRIs, foreign nationals, or companies, needs a Permanent Account Number for certain financial and investment activities in India. You need it to open a bank account, file taxes, send money, and invest in stocks or property. It’s also required if you earn taxable income, buy expensive items (like jewelry), make big cash deposits, or receive rental income; and much more.

A PAN makes these tasks easier and helps you follow India’s tax rules. So, the simple answer is yes—a PAN card for NRI is mandatory.

How The PAN Application Process Works?

step 1

Start by getting the right application form, easy instructions and our complete assistance

step 2

Fill out the forms and send it to us. We then provide you the tracking details and regular updates

step 3

Finally you will get your e-PAN in your email and the physical hardcopy via post. It's that simple

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Applicant Categories We Assist:

Below are the applicant categories that we assist in the United States. Whether you need a new PAN (a completely fresh application) because you never applied before, or require corrections or changes in your existing details, we are here to help. Additionally, if you have lost or damaged your PAN, you can apply for a duplicate copy (reprint) and have it reissued to your U.S. or India address, as per your preference.

NRIs holding an Indian passport

If you are a non-resident Indian (NRI) who holds an Indian passport, you are still required to have a permanent account number for various financial and tax-related matters in India. Having a PAN is essential for investments, property transactions, tax compliance, and many other related matters in India, even if you reside in the U.S.
Get information here.

American/Foreign Citizens with OCI

If you are a foreign national residing in the United States and hold an OCI card (Overseas Citizen of India status), you can apply for a PAN to manage investments, banking transactions, tax filings, or property-related matters in India. PAN is required even if you don’t earn income in India but have assets, financial dealings, or business ties. Know more about it here.

U.S./Foreign Citizens Without OCI

If you are a U.S. citizen (American national) or any other foreign passport holder who does not have OCI status, you can still apply for a PAN if you have financial interests in India. Whether you are earning rental income, investing in stocks or mutual funds, starting a business, or required to file taxes in India, a PANcard is mandatory.
Learn more here.

Entities/Organizations Registered in USA

It is mandatory for entities (companies, businesses, trusts, etc.) registered in the United States to furnish a PAN number to conduct financial transactions, carry investments, banking, taxation, or any kind of business dealings in India, with or without a permanent establishment (PE). Know more here.

Hindu Undivided Family PAN - HUFs

A Hindu Undivided Family (HUF) can apply for a permanent account number in the name of the family, with the Karta (head of the family) as the authorized signatory. A PAN for HUF is essential for filing taxes, managing ancestral property, and handling financial matters under the family’s name.

Minors - Children Below 18 years of age

If your child is under 18 and holds an Indian, U.S., or any other foreign passport, you can apply for a PAN on their behalf. It is mandatory for the minor also to make investments in India, opening a bank account, handling inheritance matters, etc. Plus, it serves as an identity document to establish the minor's connection to their Indian roots

Types of PAN Applications We Process

We assist with different types of PAN applications, depending on your nationality, passport type, or entity status. Whether you need a new PAN, want to update incorrect details, or require a duplicate copy, we streamline the process for NRIs, foreign nationals, and U.S.-registered entities. Below are the application types we handle:

Form 93 – New PAN for an NRI Holding an Indian Passport

NRIs who hold a valid Indian passport must apply for their Permanent Account Number using Form 93. This applies whether you live in the United States or any other country. A permanent account number is required in India for investments, tax compliance, property transactions, and many other finance related activities.

Form 94 – New PAN for Indian Entities Registered in India

Indian companies, LLPs, partnership firms, trusts, HUFs, AOPs, BOIs, and other entities incorporated or formed in India must apply for their Permanent Account Number using Form 94. This form is used by non-individual Indian entities that require a PAN for tax registration, banking, regulatory compliance, business operations, investments, or other financial affairs. 

Form 95 – New PAN for a U.S. / Foreign Citizen / OCI

Foreign nationals, including U.S. citizens and other non-Indian passport holders, must apply for their Permanent Account Number using Form 95. This applies whether you hold an OCI card, PIO status, or no Indian-origin status at all. A PAN is required for property transactions, investments, tax filings, banking, and many other financial or investment transactions in India. 

Form 96 – New PAN for a U.S. / Foreign Entity

Foreign companies, overseas LLPs, partnerships, trusts, and other entities incorporated or formed outside India must apply for their Permanent Account Number using Form 96. This applies when the foreign entity needs a PAN for business, tax, investment, property, regulatory, or financial transactions in India.

PAN Corrections / Changes for Individuals (PAN CR-01)

Individuals who already have a PAN and need to update or correct their PAN details must use PAN CR-01. This applies to Indian passport holders, NRIs, OCI card holders, U.S. citizens, and all other foreign passport holders. Common corrections include name changes, date of birth updates, parent name changes, address updates, passport details, TIN updates, photo/signature changes, and other personal information corrections. 

PAN Corrections / Changes for Entities (PAN CR-02)

Companies, LLPs, firms, trusts, and other entities that need to update or correct their PAN records must use PAN CR-02. This applies to Indian entities registered in India as well as foreign entities, U.S.-based companies, and other organizations incorporated or formed outside India. Common corrections include entity name changes, incorporation details, office address updates, TIN updates, contact detail changes, and authorized signatory or registration-related corrections.

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What are the benefits of having a PAN card?

Here are the key benefits of having a PAN number:

  1. Investing in India – Required for stocks, mutual funds, bonds, and real estate investments, including KYC compliance.
  2. Tax Filing & Compliance – Needed to file tax returns, claim refunds, and avoid high TDS on Indian income (rent, interest, dividends, capital gains).
  3. Opening a Bank Account – Required for NRE/NRO accounts and KYC verification.
  4. Buying/Selling Property – Mandatory for property transactions, registration, and capital gains tax.
  5. Starting a Business – Needed to register a company, become a director, or get GST registration.
  6. Conducting any kind of financial transaction in India – Required for buying cars, getting rental income, and many other financial dealings.
  7. Avoiding Higher TDS – Without a PAN, higher tax rates apply on investments and property sales.
  8. Legal Compliance – Simplifies financial transactions and tax obligations in India.

In totality, having a PAN makes investing, earning, and managing finances in India easier while ensuring tax compliance.

How to Apply for a PAN Card from the US?

If you live in the United States and need an Indian PAN card, you don’t have to travel anywhere. The whole process can be done online from your home in the United States. 

Whether you’re an NRI (Non-Resident Indian), OCI/PIO cardholder, or a foreign/American citizen — you can apply for your PAN number from the USA through UTITSL or PROTEAN (government appointment agencies). Alternatively there is an option to apply using independent PAN agencies. One such independent agency is pancardnri.com (fast and easy), that handles your entire case from start to end.

how to apply pan from U.S.

Which PAN Application Form Should You Use?

  • Form 93: For Indian citizens, including NRIs holding an Indian passport, applying for a new PAN card as an individual.
  • Form 94: For Indian entities registered or formed in India, including companies, LLPs, firms, trusts, HUFs, and other Indian organizations applying for a new PAN number.
  • Form 95: For foreign individuals, including U.S. citizens, OCI cardholders, and other non-Indian passport holders applying for a new permanent account number.
  • Form 96: For foreign entities incorporated or formed outside India, including overseas companies, foreign LLPs, trusts, and other non-Indian organizations applying for a new PAN number.
  • PAN CR-01: For individuals who already have a PAN and need corrections, updates, or changes in PAN details. Applies to both Indian and foreign individual PAN holders.
  • PAN CR-02: For entities that already have a PAN and need corrections, updates, or changes in PAN records. Applies to both Indian and foreign entities.
  • Get the right PAN forms for NRIs and foreign citizens/entities here.

What Are The Different Ways to Apply For Your PAN Card:

When applying from the United States, you can choose between:
  1. UTIITSL – An official government agency that accepts NRI and foreign applications.
  2. Protean (formerly NSDL) – Another authorized government portal for NRI PAN processing.
  3. PancardNRI.com – A private PAN agency (trusted by USA clients) that helps you apply easily, without confusion, and supports USD payment options.

Most NRIs in the USA prefer using PancardNRI.com because:

  • You get step-by-step email support
  • You can pay in USD or INR
  • You can use regular US passport-size photos (2x2 inches) instead of Indian-size ones
  • You avoid form errors that often delay government applications

Step-by-Step Process to Apply for PAN Card from The United States Of America:

Here's how the PAN application procedure works for U.S. residents:

  1. Choose Your Preferred Way To File Your PAN Application: Decide between UTITSL, Protean, or PancardNRI.com (fast and easy).
  2. Fill PAN Application Form Online: Select the appropriate PAN application form 93 (Indian citizens), Form 95 (foreign citizens), or CR-01/CR02 (corrections/changes or updates) and enter your US address.
  3. Attach The Below ​Required Documents:
    I. Identity proof for PAN card (US passport or Indian passport)
    II. US address proof for PAN application (utility bill, or a financial statement from your US bank)
    III. Date of birth proof document
    IV. ​Passport photographs (2 required) - UTITSL and Protean need Indian-size photos (4.5 cm x 3.5 cm), but if you apply through PancardNRI.com, we accept regular US passport photos (2 x 2 inches) that you can get at any CVS or Walgreens
  4. Pay Your Fee Online: Government portals (UTITSL and Protean) only accept payment in INR, but when you apply through PancardNRI.com, you can pay in USD or INR using any credit or debit card.
  5. Track PAN Application Status: After submission, track your PAN card application online using acknowledgment number.
  6. Receive your PAN: After you submit your PAN card application, you’ll receive your e-PAN by email within 2 to 3 working days. The physical PAN card will then be delivered to your U..S. or India address, depending on what you selected in your form, usually within 3 weeks.

Why U.S. Residents Choose PancardNRI.com?

While you can apply for PAN directly through government websites, many US residents and NRIs find them confusing. Common problems include document rejections, form errors, and processing delays. That's where PancardNRI.com helps - we know exactly which US documents work for PAN applications, how to fill forms correctly for the U.S. addresses, and we monitor your application until your PAN card reaches your US address. We're your personal PAN card assistant for the entire process.

 Benefits Of Using Our Agency Services!

All Types Of Application Categories

Whether you need a new PAN, duplicate, corrections, or changes we can assist. We offer all sorts of application processing like the form 93, 94, 95, 96 and corrections for NRI and foreign individuals, minors, companies, HUFs, and trusts.

Guided Support from Start to Finish

Our expert handles your case from start to end, while giving you step-by-step help through phone, email, or WhatsApp. We also provide pre-filled forms, samples, and easy instructions, so you never feel lost during the application process.

Complete Verification To Avoid Rejection

We review your application and supporting documents to prevent rejection of your case by the government. Our experts guide you so you fill out everything correctly the first time, saving you from delays and extra work.

Simplifying with Minimal Documentation

We keep things simple by asking for few documents. You don’t need Aadhaar, an Indian address, or notarized copies. Plus there’s no need for even Indian consulate attestation, making the process quick and stress-free.

Ensuring Secure Information And Data

Your privacy and data matters to us. Thus, we only share your information with official agencies like UTITSL and PROTEN. With our strict policy and 256-bit SSL encryption for payments, your financial data stays safe.

Receive Both e-PAN and Physical Card

You will get a e-PAN (electronic version) in your email and a physical card too, shipped to any address worldwide—India, the USA, or elsewhere—so you can always adhere to Indian government's compliances.

Apply For Your PAN Card From The U.S. Today!

IT'S FAST, EASY AND SECURE

 All kinds of cases

Apply for a new, duplicate, changes, corrections, business, minor or HUF.

 Step by step help

Our team handles your case from start to end till you successfully get your card.

 Minimum documents

No originals required. Simply send photocopies of your supporting documents.

 Aadhaar not needed

Apply with or without a aadhaar card (UID).

 No notarization

No need for Indian embassy attestation or notary.

 Recei​ve anywhere

Get your PAN card anywhere in the U.S. or India.

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Common Questions

Frequently Asked Questions

An NRI PAN card is the same Permanent Account Number (PAN) issued by the Income Tax Department of India to residents — there is no separate card for NRIs. The term "NRI PAN card" is used because the application process, forms, documentation, and fees are different for non-residents. It is a 10-digit alphanumeric identifier used for all financial and tax-related activities in India, including property transactions, bank accounts, investments, and tax filing.
Yes. A PAN card is mandatory for any NRI who earns taxable income in India, owns or sells property, invests in stocks or mutual funds, holds NRE/NRO bank accounts, or files Indian income tax returns. Under Section 206AA of the Income Tax Act, NRIs without a PAN face higher TDS (Tax Deducted at Source) rates — typically 20% instead of the applicable treaty rate. For example, TDS on NRO fixed deposit interest is 30% without PAN compared to 10% with PAN under the US-India DTAA.
Any individual or entity with financial or investment activities in India is eligible. This includes NRIs (Indian passport holders living in the USA), OCI cardholders, PIO cardholders, US citizens, other foreign nationals, and entities such as companies, LLPs, trusts, and HUFs. NRIs use Form 93; OCI holders, foreign citizens, and entities use Form 95.
Yes. US citizens — with or without OCI status — can apply for an Indian PAN card if they have financial interests in India such as property, investments, business income, or bank accounts. US citizens use Form 95 and can apply from anywhere in the USA without visiting India. Documents issued by US authorities must be apostilled by the Secretary of State in the applicant's state of residence.
Yes. OCI (Overseas Citizen of India) cardholders need a PAN card for any financial activity in India — buying or selling property, opening bank accounts, investing in mutual funds or stocks, earning rental income, or filing tax returns. OCI holders apply using Form 95 and must submit a copy of their OCI card, foreign passport, and overseas address proof.
Yes. NRIs living outside India do not need an Aadhaar card to apply for PAN. NRIs are also exempt from the mandatory Aadhaar-PAN linking requirement under Section 139AA of the Income Tax Act, as long as they reside outside India for more than 182 days in a financial year. No Indian address is required either — your US address works as the communication address.
You can apply online through two official government-authorized agencies — UTITSL and Protean (formerly NSDL) — or through an independent service agency like PanCardNri.com. The process involves selecting the correct form (93 or 95), filling in your details, uploading documents, paying the fee, and mailing signed forms to India. Through PanCardNri.com, the team handles form filling, document review, and submission on your behalf. For the full step-by-step process, see our PAN card application procedure page.
For NRIs with Indian passport: copy of valid Indian passport (serves as proof of identity, address, and date of birth) and two passport-size photographs. For OCI holders and foreign citizens: copy of foreign passport, OCI card (if applicable), overseas address proof such as a bank statement or utility bill, and two photographs. US-issued documents may need apostille from the Secretary of State in your state. Only copies are required — no originals. For a detailed breakdown by applicant type, see our NRI PAN card guide.
Through PanCardNri.com, the e-PAN (digital PAN) is delivered to your email in 3–4 days after complete submission. The physical PAN card is shipped via India Post and delivered by USPS, which typically takes 3–4 weeks. If you apply directly through UTITSL or Protean, the e-PAN usually takes 15–20 working days, with the physical card taking an additional 3–4 weeks.
Yes. The e-PAN is a digitally signed electronic version of the PAN card issued by the Income Tax Department of India. Following amendments to Section 139A of the Income Tax Act, 1961, the e-PAN is legally valid for all purposes — bank KYC, property registration, tax filing, demat account opening, and investment transactions. It also includes an improved QR code for offline PAN verification.
The photograph must be a recent passport-style color photo against a white or light background. Size: 3.5 cm × 2.5 cm (approximately 1.4 × 1 inch). The face should cover about 80% of the frame with a neutral expression, both eyes open, and no sunglasses or headwear. For online upload, the image should be in JPEG format, not exceeding 40 KB. When signing the PAN form, sign across the left photograph using black ink only. Incorrect photos are one of the most common reasons for PAN application rejection.
Yes. PAN is mandatory for property registration in India. When an NRI sells property, the buyer is required to deduct TDS (Tax Deducted at Source) before making payment. Without PAN, TDS on the sale is deducted at 20% under Section 206AA. With PAN, the TDS rate on long-term capital gains is 12.5%. On a property worth Rs. 1 Crore (approximately $120,000), the difference is about Rs. 7.5 lakh (~$9,000) in excess tax withholding that gets locked with the government until you file a return and claim a refund.
If your PAN has been marked inoperative due to the Aadhaar-PAN linking deadline, you need to update your residential status to "Non-Resident" on the Income Tax e-filing portal at incometax.gov.in. NRIs who reside outside India for more than 182 days are exempt from Aadhaar-PAN linking. Contact your jurisdictional Assessing Officer (JAO) with a self-attested copy of your passport and PAN card to request reactivation. PanCardNri.com can assist with this process.
PAN 2.0 is an e-governance project approved by India's Central Government to modernize the PAN system. It upgrades PAN cards with a QR code, integrates PAN with other government databases, and streamlines verification processes. For NRIs, existing PAN numbers remain fully valid — there is no need to reapply. If your current PAN card does not have a QR code, you can request an updated card through the standard reprint process via UTITSL, Protean, or PanCardNri.com.
Yes. PanCardNri.com offers PAN card application services for NRIs, OCI holders, and foreign citizens in Canada. The process, documents, and assistance are similar to our USA services. Visit our dedicated Canada PAN card page for complete details, including fees in CAD, Canada-specific document requirements, and step-by-step instructions.

What all cities in America do you offer your services in?

We have clients across The United States, however we have the most number of our customers in cities like ​Edison, Chatham, New York City, San Francisco, Baltimore, Philadelphia, Boston, Atlanta, Chicago, Miami, Indianapolis, Milwaukee, Dallas–Fort Worth, Houston, Greater Orlando, Phoenix, Detroit, Pittsburgh Region, Los Angeles, Minneapolis–Saint Paul, San Diego, Charlotte, Denver, Columbus, Cincinnati, San Antonio, Tampa Bay, Greater St. Louis, Las Vegas, Seattle, Reno, San Jose, Fremont, Sunnyvale, Austin, Plano.

Sources:

(1) https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html
(2) https://www.pan.utiitsl.com
(3) https://incometaxindia.gov.in/Pages/tax-services/apply-for-pan.aspx
(4) https://www.indiainnewyork.gov.in/index.php/pages?id=WEEvaENpL3VyK3BxTER3cTFYYVJqUT09&subid=cmdoMVhCcHJ0OTArcExPSlREWnFUUT09
(5) https://tinpan.proteantech.in/